How did July 2026 look in Ocean View Hills? Zillow’s typical value for ZIP 92154 came in at $746,261, which is +0.26% on the month and +0.4% on the year. The regional gauge finished the month at “Leans sellers” (42/100).
The month in brief
- Homes for sale: 120 in ZIP 92154, higher than 102 a year earlier.
- Price cuts: 21% of listings, against 22% the month before.
- Market temperature: 73 out of 100 (higher means more competition), against 77 the month before.
- Mortgage rates: the Freddie Mac 30-year averaged 6.54% in July 2026, against 6.49% the month before.
If you are buying
- Inventory was up on the year, so patience can pay: there are more homes to consider.
- For scale: 20% down on $746,261 at 6.54% for 30 years is about $3,790 a month before taxes, insurance and dues.
If you are selling
- With 21% of listings cutting prices, the first list price is worth getting right.
- The area average is only a backdrop. Ask Rudy how your street or building compares.
Market statistics describe the past and the wider area. They are not an appraisal, a price opinion or a prediction. The full market reports have the decades, the years and the months.