| Rudy Flores · (619) 392-6714 · Real Estate Strategist, Realtor® · CalDRE #02257808 · Responsible Broker CalDRE #01481919
OCEAN VIEW HILLS HOMES
Weekly Update

Ocean View Hills Market Update: Week Ending Sep 19, 2026

Here is this week’s read on Ocean View Hills. The regional dial sits at “Balanced” (48/100), unchanged from last week, with months of supply at 3.4 (about the same as 3.4 a week earlier) and a price cut on 10% of listings in the week ending Sep 19, 2026.

WEEKLY UPDATE · OCTOBER 2026

Here is this week’s read on Ocean View Hills. The regional dial sits at “Balanced” (48/100), unchanged from last week, with months of supply at 3.4 (about the same as 3.4 a week earlier) and a price cut on 10% of listings in the week ending Sep 19, 2026.

What changed

  • How many homes. Months of supply at 3.4 (about the same as 3.4 a week earlier); 6,086 homes were for sale in the metro area.
  • New on the market and under contract. 495 new listings against 502 the week before, and 409 new pending sales against 414.
  • Sellers adjusting prices. 10% of listings had a price cut, about the same as last week’s 10%.
  • Rates this week. The Freddie Mac 30-year average was 6.95% (week of Sep 17, 2026), higher than the prior week’s 6.76%.

If you are buying

  • With only 3.4 months of supply, expect competition on the best homes: line up your financing before you tour.
  • 10% of listings have had a reduction. A home that has already cut its price may have room for a fair offer; one that has not may not.

If you are selling

  • More homes came to market than went under contract, so competition for buyers’ attention is real: presentation and price matter.
  • A regional reading is a backdrop. What decides your sale is how your home compares with the ones buyers can choose from nearby.

These numbers describe the recent past across a wide area. They are not a valuation of any one home and they do not predict what comes next. For your own street, ask Rudy for a personal report.

Your payment

What this week’s rate means for a payment

Principal and interest on ZIP 92154 homes, 20% down, 30-year fixed at Freddie Mac’s rate for the week of Sep 17, 2026 (6.95%).

Monthly payment by price tier at this week’s rate
TierTypical valueAt 6.95% (now)At 6.76% (last week)At 6.26% (a year ago)Change vs a year ago
Entry level$610,979$3,235$3,173$3,013+$223
Typical$750,299$3,973$3,897$3,700+$274
Upper tier$867,683$4,595$4,507$4,278+$316

Same value at each rate, to isolate the effect of rates. Property tax, insurance and dues are extra. An illustration, not a quote.

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

Rates

The 30-year rate, last 26 weeks

Freddie Mac’s weekly average through the week of Sep 17, 2026: 6.95% now, 6.76% last week, 6.26% a year ago.

30-year fixed mortgage rate

Weekly average, percent

30-year fixed mortgage rate, last 26 weeksFreddie Mac weekly average 30-year rate over the last 26 weeks, latest 6.95%.6.2%6.4%6.6%6.8%7.0%Mar 26Apr 23May 21Jun 18Jul 16Aug 13Sep 10
Your ZIP codes

Where ZIP 92154 stands

Zillow’s monthly figures, as of Aug 2026 (the ZIP-level series is monthly).

The ZIP codes in numbers
ZIP codeTypical valueVs last monthVs a year agoHomes for salePrice cutsMarket temperature
ZIP 92154 Ocean View Hills & Otay Mesa$750,299+0.54%+1.2%12023%64

Keep reading

← Week ending Sep 12, 2026 · All updates

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